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Type of Benefit
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Paid for By
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Coverage/Cost
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Cigna Health Care Plan
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Partial premium paid for by Employee and Company pays the rest. Employee Costs are:
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HMO
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Employee only: $65.00/month
Family only: $285.00/month
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No Deductible
$20.00 co-pay per visit
$30.00 co-pay per visit specialist
$15 / $30 / $45 Rx
$100.00 co-pay for ER
Vision included
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POS
Non-Par Provider
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Employee only: $78.00/month
Family: $310.00/month
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$300 / $600 deductible-only
applicable for major medical
100-90% Co-insurance rate
$25.00 co-pay per visit
$35.00 co-pay per visit specialist
$15 / $30 / $45 Rx
$100.00 co-pay for ER
Vision included
$600.00 employee deductible
$1200.00 family deductible
70% Co-insurance rate
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PPO
As of 7/1/05, the PPO will only be offered as a new election to employees living
outside the Cigna network.
Non-Par Provider
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Employee only: $65.00/month
Family: $250.00/month
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$300 / $600 deductible
90% Co-insurance rate
$20.00 co-pay per visit
$30.00 co-pay per visit specialist
$15 / $30 / $45 Rx
$100.00 co-pay for ER
Vision included
$600.00 employee deductible
$1200.00 family deductible
70% Co-insurance rate
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HRA
Non-Par Provider
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Employee only: $50.00/month
Family only: $250.00/month
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Emp Health Fund $750emp/$750ccur
Fam Health Fund $1500emp/$1500ccur
$1500/$3000 Deductible
90% Co-insurance
No Charge for Preventative Services*
Pharmacy contributes to deductible
$3000.00 employee deductible
$6000.00 family deductible
70% Co-insurance rate
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Metlife Dental Plan
PDP
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Employee only: $7.00/month
Family: $21.00/month
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$50.00 Annual Ded. Individual
$150.00 Annual Ded. Family
Preventive Services 100%
Basic Services 80%
Major Services 50%
Orthodontia Services 50%
$1500.00 yearly benefit
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Basic Life Insurance
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Company paid
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1.5 x basic annual salary for employee
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Supplemental Life Insurance
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Minimum premium paid by employee is determined by age and salary.
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Available at 1 x to 5 x annual salary.
May require proof of insurability.
|
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Basic Accidental Death and Dismemberment
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Company paid
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1.5 x basic annual salary for employee
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Supplemental AD&D
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Premium determined by amount of coverage
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Available for employee at 1 x to 5 x annual salary.
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Spouse/AD&D
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Paid by employee at 4 cents ($0.04) per $1,000.
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For spouse – coverage amount is $5,000.
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Short Term Disability
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Company paid
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75% of weekly base salary from 1st thru 13th week.
65% of weekly base salary from 14th thru 26th week – Maximums
apply.
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Supplemental Long Term Disability Insurance
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Premium determined by salary and degree of coverage.
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60% of base salary or 66-2/3% available.
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Dependent Life Insurance
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Premium paid by employee
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Covers spouse and/or dependent children. Three options to choose from.
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AFLAC Insurance
Cancer Insurance
Accident Insurance
Personal Recovery Insurance
Hospital Protection Plan
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Paid by Employee:
Employee or Family coverage varies by choice
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Pays cash directly to employee for various procedures associated with plans.
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Reimbursement Account
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Employee paid
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Medical is $4,000 per year max
Dependent is $5,000 per year max
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401K Retirement Plan
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Employee can contribute 1% to 19% (pre-tax or after tax dollars).
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Company matches 50% of 1st 5% of contributions.
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Vacation
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Company paid
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1 – 4 yrs = 10 days.
5 – 14 yrs = 15 days.
15 – 24 yrs = 20 days.
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Holidays
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Company paid
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10 holidays per year.
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Sick
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Company paid
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Exempt: 120 hrs @ start of each fiscal year. Non-Exempt: accrue 3.08 hrs per pay
period (80 hrs/yr can be rolled over to max of 120 hrs.)
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Education Reimbursement
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Company paid
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Reimbursed tuition and lab fees of 75% for undergraduate – 100% for graduate - $3,000
max per year.
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